H&R Block Emerald Prepaid Mastercard®

Convenience and security in your wallet.

With an Emerald Card®, you tin can access your money speedily, and get your refund deposited directly into your Emerald Menu account. You can even brand purchases anywhere Debit Mastercard® is accustomed. No more cheque cashing fees – merely an easy fashion to keep your money safer than carrying cash.

Fast and easy features you lot can bank on.

Get your money apace.

Fast access without bank check-cashing fees — get your refund and payroll direct deposited onto your Emerald Card.

Use the check-to-bill of fare service.

Through the MyBlock mobile app, y'all tin can load check funds into your Emerald Card Business relationship, with options for Funds in Minutes (fees apply) or Funds in Days (no fee).

Relish admission to cash.

Get cash back with purchases from retailers and at ATMs anywhere in the U.S. that Debit Mastercard is accepted.

Manage all of your money.

Add together payroll, unemployment or government benefits, cash and checks to your Emerald Carte account all yr long.

Gear up neb pay.

Pay bills from your Emerald Card, and manage your business relationship from whatever device.

Put away for the futurity.

Ready aside funds for a rainy day within your Emerald Card Account.

Keep your coin safe.

An H&R Block Emerald Bill of fare is safer than carrying cash. The funds in your Card Account are insured by the FDIC up to the maximum amount permitted by law. Plus, the Mastercard Nada Liability policy protects you lot from unauthorized purchases, theft and fraud.

manage finances with myblock app

Cardholder Agreement Update

Effective immediately, your Emerald Card Cardholder Understanding has changed. You tin find the full updated terms here.

MetaBank, N.A., the issuer of the Emerald Card, is being appointed as custodian of your funds in your Emerald Card business relationship. As custodian, MetaBank is able to place your funds at i or more FDIC-insured Program Banks. Meet Section 4 of the Cardholder Agreement for full details on MetaBank acting as custodian.

All Program Banks are FDIC insured, and so your funds are even so eligible for FDIC insurance upward to the limits set past the FDIC. In the result that a Programme Banking concern fails, your funds will exist aggregated with whatsoever other funds you have on deposit at that institution to determine if the FDIC insurance limit of $250,000 is met. To assist with calculating your FDIC eolith insurance coverage, the FDIC has an Electronic Deposit Insurance Estimator available.

No, nothing will change near how you use your card, how you lot log into Emerald Online, etc.

You should immediately transfer or spend all the funds in your Emerald Card account. You lot may also contact client service at 1-866-353-1266 to close your Emerald Card account. Y'all can receive a check or ACH of your remaining funds for no fee.

Common FAQs

The Emerald Card is a reloadable prepaid debit carte du jour for direct deposit of your tax refund that tin can be used year round with easy access to your funds. The Emerald Carte du jour tin be used anywhere Debit Mastercard is accustomed. Y'all can add money to your Menu business relationship at whatever time by receiving a directly deposit (payroll, unemployment, or government benefits), loading a check through our MyBlock mobile app, transfering money from a linked account or adding cash at participating retail reload locations.

Y'all may apply at your nearest participating H&R Cake tax office or online while using our digital tax grooming production.

You lot tin can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can as well obtain 24 months of written history at no charge by calling 1-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas Urban center, MO 64171.

Yes, an individual cardholder tin log in to Emerald Online through their MyBlock business relationship to authorize the add-on of a joint cardholder and let that person to employ during the aforementioned online session. An private cardholder could as well authorize the improver of a joint cardholder in the tax role, and that person could present a driver'due south license or another accepted form of identification and apply while in the tax office with the individual cardholder. If the new private is approved, they volition share equal ownership of the funds in the Card Account. Canonical articulation cardholders who applied through Emerald Online will receive a new personalized Carte in the mail within 7-10 business days. Canonical joint cardholders who applied in the tax office can receive an instant-consequence Card immediately or they tin can society a personalized Card to be mailed to them.

Yes, the funds in your Emerald Card Account are FDIC insured to the maximum permitted by law. For additional information, go to FDIC.

Delight call 1-866-353-1266 to report a lost or stolen card every bit presently as possible.

Transaction FAQs

Please contact us as soon every bit possible at 1-866-353-1266 to minimize your losses. If you contact united states within 2 business days after you learn of the loss or theft of your Card, yous can lose no more $l.00 if someone used your card without your permission. If you contact us about a fraud merits and asking a Written Confirmation of Fraud form, ane will be provided to you. Or, you tin submit your fraud claim in writing to Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

No. Y'all are non immune to exceed the available amount in your Carte du jour Account. However, if your Card Account balance should always go negative, yous volition exist responsible for repaying the amount of the negative remainder.

Have questions almost the H&R Cake Emerald Card?
Access the Emerald Card Cardholder Understanding to learn more. Y'all can too contact us at 1-866-353-1266. There is no charge for contacting us.

H&R Block Emerald Prepaid Mastercard® is issued by MetaBank®, N.A., Fellow member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.